Real Help is Free!
Foreclosure rescue and mortgage modification scams are a growing problem that could cost you thousands of dollars – or even your home.
Scammers make promises that they can’t keep, such as guaranteeing to “save” your home or lower your mortgage, usually for a fee, often pretending that they have direct contact with your mortgage servicer – which they do not.
Tips to Avoid Scams:
- Beware of anyone who asks you to pay a fee in exchange for counseling services or the modification of a delinquent loan.
- Beware of people who pressure you to sign papers immediately or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.
- Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
- Never make a mortgage payment to anyone other than your mortgage company without their approval.
The federal government provides the help you need for free!
Just call 888-995-HOPE (4673) for information about The Making Home Affordable Program ® and to speak with a HUD-approved housing counselor. Assistance is available free, 24-7, in 160 languages.